Accumulation plans

An accumulation plan records what you intend to invest, how often and into which assets. A plan can contain one asset or a basket, with an amount and currency for each line. You choose the portfolio and, when available, the account that funds it.

The overview separates planned contributions from real transactions. MrMoney.ai looks for nearby buy transactions and presents possible matches for you to confirm or reject. The schedule then shows contributions as pending, matched, confirmed, missed or skipped.

You can also compare low, base and high projection scenarios. Each projection states its currency and exchange-rate assumption.

• It does not create buy transactions, holdings or broker orders from the schedule.
• It does not mark a contribution as completed only because its date has passed; completion comes from a confirmed transaction match.
• It does not choose an asset, amount, frequency or return assumption for you.
• It does not guarantee any projected value or investment return.

• The feature is in preview and requires access on your account.
• A plan can register a catalogued asset before you own it, but the PAC flow has no manual-entry form for an instrument that cannot be found.
• Suggested matches use asset, account, date and amount tolerances. A real contribution outside those tolerances needs manual review.
• Planned contributions are unavailable when a required home currency or exchange rate is missing; the product reports that state instead of assuming a rate.
• The combined portfolio-impact scenario adds the portfolio's recorded total as-is to contributions converted into the home currency. If the recorded total uses a different legacy currency, the combined result can mix currencies while carrying the home-currency label.
• Projection scenarios keep the stated exchange-rate assumption constant and are estimates, not forecasts of actual markets.